BUYING A PROPERTY                     PURCHASE LOANS AND REFINANCE

50% REBATE OF COMMISSION FOR REAL PROPERTY BUYERS

The real estate bubble has burst!  Thousands of houses are for sale.  For those
of you waiting for that lifetime dream of owning a house or for those who want to
invest in real properties, now is the time to buy that property.

With many houses for sale to choose from and with the use of Internet, you must
have narrowed down your choices.  Likewise, our services are also available for
those who are just starting to feel some interest in buying.  

Buying a new home? If the builder welcomes broker cooperation, we will  
represent you.

Now is the time to contact us.

Calmargroup will rebate you with 50% of our commission that we receive
from the seller's agent, upon representation as your buyer broker. Since we are
representing you exclusively, your interest is of paramount importance to us.
We
will negotiate the best deal for you.

Buyer Rebate Example:
Purchase price = $500,000
Broker commission @3% = $15,000
You get back half of $15,000 = $7,500

We are confident of beating our competition, you can check them out
at
ziprealty.com.

Rebate can be received as cash or used for closing costs upon  the successful close of the
escrow. A rebate may have tax implications. Calmargroup recommends that buyer consult
with a tax advisor regarding same.


BUYER REFERRAL PROGRAM

Do you have a relative, a friend, or know someone interested in buying a real
property? Give us the name, address, phone number and the best time to
contact the person and we will do the rest. If your referral pre-qualifies and
agrees to Calmargroup represent them in their purchase of a property, you will
receive 10% of the broker commission that we receive from the seller's agent
upon the successful close of escrow.

Using the example above:
Referral fee = 10% of $15,000 = $1,500


Contact us:

Phone no. 1-951-264-9293
Fax no. 1-888-586-1112

Email:
contact@calmargroup.com   

* Buyer rebate is negotiable between agent and buyer.


                       California Mortgage and Realty Group
                           A California Real Estate Corporation
                                    License No. 01808182
                                              A Clarion Mortgage Originator
California Mortgage and Realty Group
www.calmargroup.com
up to
50%
buyer
rebate*
up to
50%
buyer
rebate*